Terms
Terms & Conditions for webb.co.in
Effective Date: 28-11-2025
These Terms & Conditions (“Terms”) govern the use of webb.co.in and the health insurance–related services provided through this website. By accessing this website or availing our services, you agree to be bound by these Terms.
1. Nature of Services
webb.co.in acts only as an Insurance Agent / POS / Intermediary for health insurance products offered by insurance companies registered with the Insurance Regulatory and Development Authority of India (IRDAI).
Insurance is the subject matter of solicitation.
webb.co.in does not:
Underwrite insurance risk
Issue insurance policies
Decide premiums, coverage, or claims
All insurance contracts are between the customer and the respective insurance company.
2. Eligibility
Users must:
Be at least 18 years of age
Be legally competent to enter into a contract
Provide accurate and complete information
Health insurance for minors is processed only through parents or legal guardians.
3. User Responsibilities
The user agrees to:
Provide true, complete, and accurate personal and medical information
Disclose all pre-existing diseases and health conditions
Review proposal forms and policy documents before submission
Safeguard login credentials and confidential information
Any incorrect or non-disclosed information may lead to policy cancellation or claim rejection, as per insurer rules.
4. Policy Issuance & Acceptance
Policy issuance is subject to insurer underwriting guidelines
The insurer has sole discretion to accept or reject proposals
Premiums, benefits, exclusions, and waiting periods are governed by the policy document issued by the insurer
webb.co.in is not responsible for insurer decisions.
5. Claims Assistance
webb.co.in may assist in coordinating claims; however:
Claim approval or rejection is solely decided by the insurer or TPA
Cashless approval depends on insurer network hospitals and eligibility
webb.co.in does not guarantee claim settlement
6. Fees & Payments
Insurance premiums are payable directly to the insurance company
webb.co.in does not collect premiums unless expressly authorized
Any service charges, if applicable, will be communicated in advance
7. Cancellations & Refunds
Policy cancellation and refunds are governed by insurer terms
Free-look period conditions apply as per policy wording
webb.co.in shall not be liable for delays or deductions made by insurers
8. Data Privacy & Confidentiality
User information is handled in accordance with our Privacy Policy.
Sensitive personal and medical data is collected only with consent and for insurance purposes.
9. Third-Party Services
The website may contain links to insurer portals or third-party websites.
webb.co.in is not responsible for content, services, or privacy practices of third parties.
10. Limitation of Liability
To the maximum extent permitted by law:
webb.co.in shall not be liable for insurer decisions, claim outcomes, or coverage disputes
Liability is limited to the scope of facilitation services provided
11. Intellectual Property
All content on webb.co.in, including text, logos, and designs, is the property of webb.co.in and may not be copied or used without permission.
12. Modifications to Terms
webb.co.in reserves the right to update or modify these Terms at any time.
Changes will be effective upon posting on the website.
13. Governing Law & Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of India.
Any disputes shall be subject to the jurisdiction of competent courts in India.
14. Contact Information
For any questions regarding these Terms:
Website: https://mnpgroups.com
Email:admin@webb.co.in
Phone: 76958-09542